About

Is it possible to attain financial independence without sacrificing your standard of living? The answer to that question depends on what you value. When I was growing up, money was always tight. Even the basic necessities such as food, water and heat was a privilege. Having a telephone or cable TV rarely occurred and never lasted for vary long.  Christmas was always a major disappoint in my house, especially when I saw my friends or cousins get the latest games.

As I watched others acquire those worldly goods, I use to get so jealous, but as I grew up I started to realize that it was ridiculous to stress out over material items. I mean, who cares if you have the newest game console or the latest Air Jordan’s. Since I was about 19 years old, I have chosen to live a more frugal life.

Both my wife and I are in the education field. My wife is an elementary teacher and I am an academic adviser at a university. As a result, both of us have to be mindful of what we spend in order to achieve our financial goals. We also have a small child and as most parents know, it is hard to stay on budget when you are raising kids.

So, why start a blog? I created this forum to share my journey toward financial independence.  I do not consider myself a financial expert; I am merely a person who enjoys learning and passing that knowledge to others. I will always strive to be as open and honest as possible. I look forward to sharing this journey with you.